Buyer/Seller Info

Tips for Buyers

• Avoiding Financial Stress

• Build a Plan of Action and Get Ready

• Finding the Right Seller

• Getting a Legitimate Lender and Getting Pre-Approved

• Hot, Normal, and Cold Markets

• Importance of Inspection

• Is Buying a Home Still a Smart Plan

• Thinking About Buying a Foreclosure

• Use a Buyer's Agent

• Why You Should Not Make Any Major Credit Purchases

Tips for Sellers

• Considering Offers

• Finding the Right Agent

• For Sale By Owner - A Good Idea

• Getting the Highest Price in the Shortest Time

• Insist on a Home Inspection

• Know Why You are Selling

• Making a Good First Impression

• Plan of Action

• Setting the Price

• What is a Short Sale Anyway

Homeowner Information

• Common Ways of Holding Title

• Condominium and PUD Ownership

• Environmental Issues

• Lead Poisoning

• Living Trusts

• Mechanics Liens

• Mello-Roos

• Radon

• Underground Heating Oil Tanks

• Understanding Foreclosures

Title and Escrow

• Closing and Title Costs

• Creative Financing

• Required Reporting to the IRS

• Statements of Information

• The Functions of an Escrow

• Title Insurance - Where Does Your Dollar Go?

• Title Insurance Requirements for Insuring Trusts

• Title Insurance When Refinancing Your Loan

• Understanding Preliminary Reports

• Understanding Title Insurance

• Why Do You Need Title Insurance

Real Estate Glossary

• Glossary of Real Estate Terms

Mortgage Information

• Adjustable Rate Mortgages - The Pros and Cons

• Adjustable Rate Mortgages-The Basics

• Closing Costs When Buying or Refinancing a Home

• Documenting Your Assets - Verifying Your Down Payment

• FICO® Score - a Brief Explanation

• FICO® Scores and Your Mortgage

• Items You Need When Applying For a Loan

• Land Contract

• The Advantages of Different Types of Mortgage Lenders

• The Biweekly Mortgage - Who Needs It?

• The No-Cost Thirty Year Fixed Rate Mortgage

• Types of Mortgage Lenders

• What's a FICO®?

• Where Does the Money Come From for Mortgage Loans?

• Which ARM is the Best Alternative?

• Your Savings and Down Payment